Finance Articles
Working Capital Management Basics For Small Business Owners PDF  | Print |  E-mail

Stephen Bush

Because of the recent ineffectiveness that prevails with commercial banking, working capital financing can no longer be taken for granted by any business owner. Some common advice for many complicated problems is often a variation of "it is time to get back to the basics", and working capital loans represent an ongoing illustration of this wisdom for small businesses.

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What options do I have if turned down for a loan? PDF  | Print |  E-mail

Toby BreedonIf this is you then do not worry, you are not alone. This has become the most frequently asked question that businesses are asking themselves which may result in the survival or progression of a company. As your bank may have refused you, it doesn't rule out the possibility of 'shopping around' other high street banks or more commercial specialist lenders that aren't on the high street.

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Things to Consider About Online Banking PDF  | Print |  E-mail

Almost everyone recognizes that it is very difficult to get anything accomplished without a bank account. However, it is not always possible to get an account because of things that may have happened in your past. If you do have a bank account, but are concerned about putting your money at risk by adding an online aspect to the account,

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The Need For Independent Factoring Advice PDF  | Print |  E-mail

Factoring finance and invoice discounting are increasingly important sources of funding for SMEs and many businesses are finding that their banks are forcing them away from overdraft funding and in this direction. But they are forms of finance with dangers for the unwary and this article covers how these forms of finance work, the issues to look out for and how to choose an appropriate funder.

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Tax Deductions For Small Businesses PDF  | Print |  E-mail

Sal TrumpAs a small business owner, there are many things you need to keep a track of. You may find that you have more responsibilities, but there are definitely many added benefits to being a business owner and claiming deductions is one of them. There are tax rules and laws that you may have never been aware of, and although it may seem foreign or new to you,

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Is Offshore Banking Legal? PDF  | Print |  E-mail

This is a question often asked these days, as various nations seek to clamp down on offshore tax havens and offshore banking. And while such banking may raise eyebrows in certain quarters, or invite disapproving comments from politicians seeking to balance budgets and maximise tax revenue, the fact is banking offshore is perfectly legal.

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Creating a Budget From Start to Finish PDF  | Print |  E-mail

Nicola Ray
The one thing that you can do to ensure that you are successful with your money is to create a budget, which is actually not that hard. The main thing is just to know what you make and what you spend and to watch your spending on either a weekly, bi-weekly, or monthly schedule.

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